Cozy Credit Reporting

Learn more about the change.

Cozy credit reporting.

Choose to report your cozy rent payments to experian rentbureau so you can build your credit history just by paying your rent. Request reports learn more. You can stop reporting your rent at any time by toggling the on button to off. Build your credit history.

There s nothing for you to do right now but we ll let you know before your account moves. Request credit reports and background checks from potential tenants so you can make an informed decision. You further agree that you are requesting or viewing such reports solely for the purpose of prospective tenant screening and for no other purpose. Cozy isn t a listings search site but you can find and apply to cozy properties and others on our partner sites.

If you turn off rent reporting before the end date on your lease the cozy tradeline may be deleted from your experian credit report. Background checks and credit reports cost 39 99 when purchased as a bundle or 24 99 individually. Your cozy payments will only appear on your experian credit report. Cozy credit reports come directly from our partner experian the industry leader in credit reporting.

Reports contain accurate up to date info about your applicants. Each report is stored securely in your cozy account so you won t have to worry about keeping sensitive info secure. Reporting your cozy rent payments is an easy way to start building your credit history without taking on any additional debt. When tenants choose to use a credit or debit card there s a 2 75 service fee.

If you skip paying through cozy for a month your report will show no activity for that month. Not ready to get started. How to run and share your credit report and background check and lock out help. If you skip paying through cozy for a month your report will show no activity for that month.

7 articles making payments. Easy to read credit reports include a breakdown of an applicant s total reported debt detailed payment history for credit accounts and employment and address history. By requesting or viewing applicant credit reports or background check reports you agree to comply with the fair credit reporting act and any applicable state laws governing the use of consumer reports. Protect yourself and your stuff.