Cozy Credit Report

Each report is stored securely in your cozy account so you won t have to worry about keeping sensitive info secure.

Cozy credit report.

Background checks and credit reports cost 39 99 when purchased as a bundle or 24 99 individually. Reports contain accurate up to date info about your applicants. There s nothing for you to do right now but we ll let you know before your account moves. Reporting your cozy rent payments is an easy way to start building your credit history without taking on any additional debt.

Credit history built through cozy and experian rentbureau shows up on experian credit reports. You need more than just a credit score to understand an applicant s financial situation. By requesting or viewing applicant credit reports or background check reports you agree to comply with the fair credit reporting act and any applicable state laws governing the use of consumer reports. Learn more about the change.

If you need to dispute the rental information reported on your credit report please email creditdispute cozy co. Your cozy payments will only appear on your experian credit report. It wouldn t be treated as a late payment on your credit report. You further agree that you are requesting or viewing such reports solely for the purpose of prospective tenant screening and for no other purpose.

That means if you want to pay outside of cozy for a month that s okay. Landlords can request screening reports and applicants purchase and share reports. When tenants choose to use a credit or debit card there s a 2 75 service fee.